Rates & Fees

Lenders or lending partners can provide information on their rates and terms.  We are just a lending matchmaker service that helps individuals borrow money when they need it the most. In the case that your application is rejected, your credit score will not be affected negatively.

RiseLoanHub does not make credit decisions or determine rates and terms. Remember, you are under no obligation to accept the loan offer if the terms are not satisfactory for whatever reason. Repayment

Repayment on personal loans can be performed either in monthly installments or once every two weeks, based on your preferences or your lender's terms. You may be able to have funds withdrawn automatically from your bank account on the date agreed as per the loan agreement with your lender. Carefully read the whole loan agreement, go through the full lender policy and terms of service you need to follow as a borrower.

Personal Loan Costs

On the whole, the eventual cost of a personal loan will vary a great deal based on factors related to the requester, the state the requester lives in, the lender or lending partner, and the requester's repayment. Other factors that matter are the amount of money borrowed, the loan period, and the specific interest rates used. Your credit score may also be taken into consideration.

Standard Personal Loan Terms

While specific terms of personal loans will vary depending on your state, your lender or lending partner, and your specific circumstances, below is a broad range of standard terms.

● Loan amount: $500 to $15,000
● Lending period: 60 days - 72 months
● Payment frequency: Once a month or twice a month
● APR: This will vary based on your credit score, repayment history, and other factors.
● Prepayment penalty: Depends on the lender